Briefings



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Five (easy) steps to pension perfection (Part 1)

Five (easy) steps to pension perfection (Part 1) Issued: 2 February 2017   In our continual bid to help as many people as possible towards having a ‘financially secure and comfortable retirement’, we like to present and comment on any interesting article we see. Here’s one that definitely qualifies – it appeared in The Telegraph during January and lists ‘five steps to pension perfection’ (read the article). In fact, we think it’s so good we’re going to comment on each step over the next few weeks in a mini-series. It comes at a particularly appropriate time as we’re putting the finishing touches to the ‘Pensions’ section on our website (visit Pensions). There’s a lot of useful information in this section and we hope we’ve presented it in an easy-to-read yet informative way. Our aim is to make the subject of pensions less intimidating so we recommend you visit the website […]

CCJs issued as auto enrolment penalties mount up

CCJs issued as auto enrolment penalties mount up Issued: 7 February 2017   The first County Court Judgements (CCJs) have been issued for the non-payment of auto-enrolment penalties reports The Pensions Regulator (read the TPR’s press release here); the report adding a stern reminder to businesses of the potentially serious, long-term consequences that can result. The Pensions Regulator’s latest quarterly bulletin – ‘Automatic enrolment: Compliance and enforcement’ – covers the period 1 October to 31 December 2016 (the bulletin is available from the TPR website). The nine-page bulletin reports that the number of Fixed Penalty Notices (FPNs) – the £400 fine for “failure to comply with a statutory notice or some specific employer duty” – rose by 2,919 during the last quarter of 2016 to a total of 9,831. In addition, 870 Escalating Penalty Notices (EPNs) – handing down a fine of between £50 and £10,000 per day – were […]

Five (easy) steps to pension perfection (Part 2)

Five (easy) steps to pension perfection (Part 2) Issued: 10 February 2017   In our continual bid to help as many people as possible reach the goal of having a ‘financially secure and comfortable retirement’, we present and comment on some of the interesting articles we see. During January, one such article appeared in The Telegraph. It listed ‘five steps to pension perfection’ (read the article) and we thought it so good that we decided to comment on each of the five steps in a mini-series. It comes at a particularly appropriate time as we’re putting the finishing touches to the ‘Pensions’ section on our website (visit Pensions). There’s a lot of useful information in this section and we hope we’ve presented it in an easy-to-read yet informative way. Our aim is to make the subject of pensions less intimidating so we recommend you visit the website if you’d like […]

Five (easy) steps to pension perfection (Part 3 – Maximising tax relief)

Five (easy) steps to pension perfection (Part 3 – Maximising tax relief) Issued: 20 February 2017   In our continual bid to help as many people as possible reach the goal of having a ‘financially secure and comfortable retirement’, we present and comment on some of the interesting articles we see. During January, one such article appeared in The Telegraph. It listed ‘five steps to pension perfection’ (read the article) and we thought it so good that we decided to comment on each of the five steps in a mini-series. It comes at a particularly appropriate time as we’re putting the finishing touches to the ‘Pensions’ section on our website (visit Pensions). There’s a lot of useful information in this section and we hope we’ve presented it in an easy-to-read yet informative way. Our aim is to make the subject of pensions less intimidating so we recommend you visit the […]